Flat Branch Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $93M | $80M | $54M | $13M | $-599K | -2.53% | -17.62% | 4.90% | 0.00% |
| Q4 2025 | $96M | $81M | $48M | $14M | $96K | 0.01% | 0.11% | 4.04% | 0.18% |
| Q3 2025 | $93M | $83M | $40M | $10M | $14K | -0.13% | -1.18% | 3.91% | 0.34% |
| Q2 2025 | $94M | $84M | $37M | $10M | $-117K | -0.22% | -2.07% | 3.81% | 0.26% |
| Q1 2025 | $89M | $78M | $30M | $10M | $18K | 0.08% | 0.75% | 3.76% | 0.05% |
| Q4 2024 | $85M | $76M | $26M | $10M | $50K | 0.46% | 4.07% | 4.10% | 0.39% |
| Q3 2024 | $77M | $69M | $20M | $8M | $167K | 0.56% | 4.93% | 3.99% | 0.45% |
| Q2 2024 | $63M | $56M | $14M | $7M | $166K | 0.26% | 2.17% | 3.66% | 0.43% |
| Q1 2024 | $43M | $36M | $12M | $7M | $-104K | -1.06% | -8.41% | 2.41% | 0.52% |
| Q4 2023 | $35M | $32M | $13M | $3M | $66K | 0.82% | 13.84% | 3.19% | 0.49% |
| Q3 2023 | $38M | $35M | $13M | $2M | $76K | 0.85% | 15.40% | 3.16% | 0.49% |
| Q2 2023 | $41M | $39M | $13M | $2M | $99K | 0.87% | 16.33% | 3.16% | 0.50% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.