BranchWatch

Flat Branch Bank

Headquartered in Richmond, MO. Part of State Holding Inc. FDIC certificate #15751 · Federal Reserve RSSD 786256.

Total assets
$93M
Deposits
$80M
Q1 2026
Active branches
2
Closings since Jan 2020
0
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$-599K
Return on assets
-2.53%
Return on equity
-17.62%
Noncurrent loan rate
0.00%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2025

Other network changes since 2020

  • March 15, 2024: legal name changed from “The State Bank” to “Flat Branch Bank”

Branches by state

Missouri 2

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.flatbranchbank.com.