Woodruff Federal Savings and Loan Association
Woodruff Federal Savings and Loan Association quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $102M | $67M | $64M | $34M | $79K | 0.32% | 0.94% | 2.29% | 0.68% |
| Q4 2025 | $98M | $63M | $64M | $34M | $71K | 0.28% | 0.82% | 2.31% | 1.06% |
| Q3 2025 | $98M | $63M | $64M | $33M | $85K | 0.28% | 0.81% | 2.32% | 0.75% |
| Q2 2025 | $97M | $62M | $63M | $33M | $54K | 0.25% | 0.71% | 2.30% | 0.41% |
| Q1 2025 | $97M | $62M | $61M | $33M | $64K | 0.27% | 0.77% | 2.28% | 0.40% |
| Q4 2024 | $96M | $61M | $60M | $33M | $69K | 0.17% | 0.49% | 2.20% | 0.41% |
| Q3 2024 | $98M | $63M | $60M | $33M | $16K | 0.13% | 0.38% | 2.17% | 0.64% |
| Q2 2024 | $97M | $62M | $59M | $33M | $30K | 0.17% | 0.48% | 2.23% | 0.67% |
| Q1 2024 | $94M | $59M | $59M | $33M | $49K | 0.21% | 0.59% | 2.31% | 0.69% |
| Q4 2023 | $96M | $61M | $58M | $33M | $48K | 0.31% | 0.88% | 2.49% | 0.76% |
| Q3 2023 | $96M | $61M | $56M | $33M | $75K | 0.34% | 0.98% | 2.55% | 0.91% |
| Q2 2023 | $96M | $61M | $57M | $33M | $77K | 0.36% | 1.02% | 2.56% | 0.82% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.