Vermilion Bank & Trust Company
Vermilion Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $149M | $130M | $66M | $17M | $767K | 1.92% | 18.04% | 4.11% | 1.56% |
| Q4 2025 | $170M | $152M | $66M | $17M | $963K | 2.03% | 20.41% | 4.19% | 1.45% |
| Q3 2025 | $145M | $127M | $68M | $16M | $746K | 1.93% | 19.29% | 4.28% | 1.52% |
| Q2 2025 | $145M | $128M | $67M | $15M | $705K | 1.88% | 19.55% | 4.23% | 1.56% |
| Q1 2025 | $148M | $132M | $66M | $15M | $726K | 1.86% | 20.38% | 4.15% | 1.66% |
| Q4 2024 | $164M | $149M | $68M | $14M | $807K | 1.98% | 23.04% | 4.02% | 1.84% |
| Q3 2024 | $146M | $129M | $68M | $15M | $805K | 1.97% | 22.83% | 4.04% | 1.64% |
| Q2 2024 | $147M | $132M | $67M | $13M | $720K | 1.87% | 22.77% | 3.97% | 1.60% |
| Q1 2024 | $146M | $132M | $65M | $12M | $703K | 1.82% | 22.98% | 3.94% | 1.50% |
| Q4 2023 | $163M | $150M | $69M | $12M | $799K | 1.60% | 22.42% | 3.43% | 1.50% |
| Q3 2023 | $140M | $128M | $69M | $11M | $620K | 1.45% | 20.65% | 3.40% | 1.60% |
| Q2 2023 | $142M | $130M | $70M | $11M | $482K | 1.32% | 19.29% | 3.33% | 1.64% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.