The State Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $95M | $83M | $63M | $10M | $-7K | -0.03% | -0.29% | 3.51% | 5.15% |
| Q4 2025 | $95M | $84M | $69M | $10M | $564K | -1.17% | -11.90% | 3.34% | 5.52% |
| Q3 2025 | $94M | $83M | $73M | $9M | $155K | -2.25% | -23.24% | 2.97% | 10.93% |
| Q2 2025 | $95M | $85M | $74M | $9M | $-1931K | -3.56% | -36.90% | 2.84% | 11.32% |
| Q1 2025 | $110M | $93M | $87M | $11M | $19K | 0.07% | 0.69% | 2.85% | 14.34% |
| Q4 2024 | $116M | $97M | $89M | $11M | $272K | 0.10% | 1.09% | 3.28% | 8.74% |
| Q3 2024 | $120M | $101M | $92M | $11M | $-1228K | -0.16% | -1.68% | 3.28% | 10.34% |
| Q2 2024 | $118M | $97M | $98M | $12M | $537K | 1.78% | 18.39% | 3.97% | 1.18% |
| Q1 2024 | $121M | $101M | $99M | $12M | $545K | 1.77% | 18.83% | 3.96% | 1.23% |
| Q4 2023 | $125M | $105M | $99M | $12M | $677K | 1.90% | 20.26% | 3.98% | 1.30% |
| Q3 2023 | $121M | $102M | $97M | $11M | $511K | 1.79% | 18.95% | 3.99% | 1.41% |
| Q2 2023 | $116M | $96M | $95M | $11M | $605K | 1.82% | 18.84% | 4.02% | 1.49% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.