The First National Bank of Waynesboro
The First National Bank of Waynesboro quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $227M | $182M | $144M | $43M | $1M | 2.34% | 12.54% | 4.91% | 0.17% |
| Q4 2025 | $227M | $183M | $144M | $42M | $1M | 2.21% | 12.55% | 5.11% | 0.23% |
| Q3 2025 | $223M | $180M | $144M | $41M | $1M | 2.30% | 13.22% | 5.12% | 0.11% |
| Q2 2025 | $222M | $181M | $140M | $39M | $1M | 2.30% | 13.44% | 5.07% | 0.23% |
| Q1 2025 | $225M | $185M | $134M | $38M | $1M | 2.35% | 13.96% | 4.91% | 0.18% |
| Q4 2024 | $220M | $181M | $134M | $37M | $1M | 2.29% | 13.77% | 5.08% | 0.15% |
| Q3 2024 | $208M | $169M | $136M | $36M | $1M | 2.34% | 14.07% | 5.14% | 0.40% |
| Q2 2024 | $208M | $171M | $130M | $35M | $1M | 2.41% | 14.76% | 5.13% | 0.21% |
| Q1 2024 | $210M | $175M | $126M | $34M | $1M | 2.51% | 15.69% | 5.11% | 0.32% |
| Q4 2023 | $207M | $172M | $122M | $33M | $1M | 2.13% | 14.02% | 5.05% | 0.26% |
| Q3 2023 | $197M | $164M | $121M | $32M | $995K | 2.19% | 14.56% | 5.03% | 0.29% |
| Q2 2023 | $208M | $175M | $116M | $31M | $1M | 2.28% | 15.50% | 5.00% | 0.22% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.