The Farmers and Merchants Bank
The Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $216M | $196M | $140M | $18M | $398K | 0.75% | 9.13% | 3.43% | 0.01% |
| Q4 2025 | $210M | $184M | $141M | $17M | $313K | 0.69% | 9.00% | 3.20% | 0.01% |
| Q3 2025 | $206M | $180M | $138M | $17M | $438K | 0.73% | 9.57% | 3.17% | 0.01% |
| Q2 2025 | $206M | $188M | $134M | $16M | $494K | 0.67% | 9.01% | 3.05% | 0.01% |
| Q1 2025 | $211M | $193M | $128M | $15M | $198K | 0.38% | 5.26% | 2.84% | 0.00% |
| Q4 2024 | $207M | $183M | $128M | $15M | $182K | 0.43% | 6.14% | 2.80% | 0.00% |
| Q3 2024 | $207M | $179M | $125M | $15M | $208K | 0.46% | 6.54% | 2.81% | 0.00% |
| Q2 2024 | $205M | $188M | $119M | $14M | $230K | 0.49% | 7.08% | 2.87% | 0.00% |
| Q1 2024 | $196M | $178M | $116M | $14M | $264K | 0.53% | 7.61% | 2.95% | 0.00% |
| Q4 2023 | $202M | $184M | $112M | $14M | $112K | 0.50% | 7.51% | 2.88% | 0.00% |
| Q3 2023 | $200M | $183M | $102M | $13M | $243K | 0.59% | 8.97% | 2.91% | 0.00% |
| Q2 2023 | $200M | $183M | $101M | $13M | $458K | 0.64% | 9.75% | 2.97% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.