The Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $143M | $124M | $68M | $18M | $325K | 0.92% | 7.27% | 3.46% | 0.36% |
| Q4 2025 | $139M | $120M | $78M | $18M | $407K | 0.88% | 6.89% | 3.46% | 0.32% |
| Q3 2025 | $130M | $109M | $78M | $18M | $233K | 0.78% | 6.10% | 3.42% | 0.32% |
| Q2 2025 | $131M | $113M | $73M | $17M | $307K | 0.81% | 6.53% | 3.35% | 0.00% |
| Q1 2025 | $138M | $121M | $69M | $17M | $245K | 0.71% | 5.89% | 3.20% | 0.00% |
| Q4 2024 | $139M | $121M | $80M | $16M | $272K | 0.66% | 5.58% | 3.13% | 0.00% |
| Q3 2024 | $135M | $112M | $79M | $17M | $151K | 0.62% | 5.21% | 3.14% | 0.00% |
| Q2 2024 | $131M | $108M | $75M | $16M | $292K | 0.71% | 6.06% | 3.21% | 0.00% |
| Q1 2024 | $138M | $121M | $68M | $16M | $191K | 0.55% | 4.82% | 3.07% | 0.00% |
| Q4 2023 | $141M | $124M | $74M | $16M | $19K | 0.37% | 3.45% | 3.09% | 0.00% |
| Q3 2023 | $130M | $109M | $74M | $15M | $109K | 0.47% | 4.48% | 3.19% | 0.00% |
| Q2 2023 | $142M | $126M | $71M | $15M | $215K | 0.54% | 5.24% | 3.22% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.