The Citizens Bank of Swainsboro
The Citizens Bank of Swainsboro quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $419M | $366M | $289M | $49M | $2M | 1.77% | 15.10% | 4.84% | 0.14% |
| Q4 2025 | $413M | $360M | $285M | $49M | $2M | 1.90% | 17.11% | 5.09% | 0.12% |
| Q3 2025 | $409M | $358M | $281M | $47M | $2M | 1.87% | 17.16% | 5.08% | 0.11% |
| Q2 2025 | $401M | $353M | $277M | $44M | $2M | 1.86% | 17.36% | 5.01% | 0.08% |
| Q1 2025 | $400M | $353M | $269M | $42M | $2M | 1.74% | 16.35% | 4.85% | 0.12% |
| Q4 2024 | $389M | $343M | $258M | $41M | $2M | 1.83% | 16.83% | 5.11% | 0.11% |
| Q3 2024 | $360M | $315M | $256M | $40M | $2M | 1.79% | 16.37% | 5.12% | 0.09% |
| Q2 2024 | $345M | $303M | $254M | $38M | $2M | 1.75% | 16.22% | 5.09% | 0.16% |
| Q1 2024 | $340M | $300M | $243M | $37M | $1M | 1.73% | 16.12% | 4.95% | 0.19% |
| Q4 2023 | $339M | $300M | $241M | $36M | $2M | 1.75% | 17.28% | 4.99% | 0.10% |
| Q3 2023 | $326M | $288M | $240M | $34M | $1M | 1.66% | 16.64% | 4.95% | 0.11% |
| Q2 2023 | $326M | $289M | $236M | $33M | $1M | 1.66% | 16.75% | 4.90% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.