Rayne Building and Loan Association
Rayne Building and Loan Association quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $51M | $37M | $25M | $14M | $-291K | -2.24% | -8.02% | 2.48% | 0.65% |
| Q4 2025 | $52M | $37M | $25M | $15M | $-70K | 0.81% | 2.96% | 2.68% | 0.75% |
| Q3 2025 | $52M | $37M | $27M | $15M | $126K | 1.26% | 4.63% | 2.72% | 1.00% |
| Q2 2025 | $52M | $38M | $27M | $14M | $296K | 1.40% | 5.23% | 2.73% | 1.40% |
| Q1 2025 | $52M | $38M | $29M | $14M | $72K | 0.55% | 2.07% | 2.62% | 0.49% |
| Q4 2024 | $52M | $38M | $28M | $14M | $621K | 0.44% | 1.77% | 2.60% | 0.52% |
| Q3 2024 | $52M | $38M | $29M | $14M | $-110K | -0.93% | -3.78% | 2.54% | 0.91% |
| Q2 2024 | $54M | $40M | $32M | $13M | $46K | -0.98% | -4.03% | 2.43% | 1.26% |
| Q1 2024 | $56M | $42M | $31M | $13M | $-317K | -2.26% | -9.40% | 2.16% | 1.79% |
| Q4 2023 | $56M | $42M | $30M | $14M | $-1028K | -1.93% | -8.34% | 2.43% | 2.21% |
| Q3 2023 | $57M | $44M | $30M | $13M | $-100K | -0.17% | -0.73% | 2.47% | 2.01% |
| Q2 2023 | $56M | $42M | $29M | $13M | $24K | 0.10% | 0.44% | 2.52% | 0.86% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.