Putnam County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $316M | $273M | $227M | $41M | $1M | 1.61% | 12.49% | 3.55% | 0.31% |
| Q4 2025 | $314M | $269M | $239M | $40M | $1M | 1.82% | 13.19% | 3.87% | 0.36% |
| Q3 2025 | $297M | $253M | $229M | $43M | $2M | 1.99% | 14.12% | 3.92% | 0.33% |
| Q2 2025 | $287M | $245M | $223M | $41M | $2M | 1.94% | 13.87% | 3.81% | 0.38% |
| Q1 2025 | $282M | $241M | $226M | $40M | $1M | 1.75% | 12.58% | 3.79% | 0.10% |
| Q4 2024 | $279M | $235M | $229M | $38M | $1M | 1.80% | 12.31% | 3.69% | 0.68% |
| Q3 2024 | $269M | $227M | $223M | $42M | $1M | 1.81% | 12.20% | 3.66% | 0.21% |
| Q2 2024 | $268M | $227M | $222M | $41M | $1M | 1.90% | 12.98% | 3.65% | 0.37% |
| Q1 2024 | $269M | $228M | $216M | $39M | $1M | 1.75% | 12.15% | 3.62% | 1.21% |
| Q4 2023 | $267M | $225M | $219M | $38M | $1M | 1.85% | 12.37% | 3.67% | 0.46% |
| Q3 2023 | $253M | $213M | $217M | $40M | $1M | 1.92% | 12.63% | 3.67% | 0.86% |
| Q2 2023 | $248M | $209M | $217M | $38M | $1M | 1.88% | 12.51% | 3.61% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.