BranchWatch

Pioneer Bank

Legal institution: Pioneer Bank, National Association. Headquartered in Albany, NY. Part of Pioneer Bancorp Mhc. FDIC certificate #20741 · Federal Reserve RSSD 237619.

Total assets
$2.2B
Deposits
$1.9B
Q1 2026
Active branches
21
Closings since Jan 2020
1
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
1.00%
Return on equity
7.73%
Noncurrent loan rate
0.52%

Deposits by year (Summary of Deposits)

1
2019
1
2020
2
2021
2
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Other network changes since 2020

  • 2 branch relocations
  • April 1, 2024: legal name changed from “Pioneer Bank” to “Pioneer Bank, National Association”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.pioneerny.com.