National Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $246M | $204M | $134M | $21M | $232K | 0.38% | 4.51% | 2.73% | 0.17% |
| Q4 2025 | $240M | $196M | $131M | $21M | $417K | 0.52% | 6.16% | 2.87% | 0.18% |
| Q3 2025 | $233M | $190M | $129M | $20M | $378K | 0.45% | 5.42% | 2.86% | 0.22% |
| Q2 2025 | $228M | $186M | $130M | $18M | $279K | 0.35% | 4.22% | 2.84% | 0.22% |
| Q1 2025 | $229M | $185M | $129M | $19M | $114K | 0.21% | 2.39% | 2.78% | 0.03% |
| Q4 2024 | $214M | $182M | $118M | $19M | $318K | 0.31% | 3.72% | 2.34% | 0.03% |
| Q3 2024 | $222M | $179M | $119M | $21M | $125K | 0.23% | 2.70% | 2.24% | 0.04% |
| Q2 2024 | $221M | $176M | $118M | $18M | $75K | 0.23% | 2.82% | 2.12% | 0.03% |
| Q1 2024 | $226M | $177M | $122M | $18M | $181K | 0.32% | 4.00% | 2.13% | 0.03% |
| Q4 2023 | $233M | $176M | $126M | $18M | $197K | 0.28% | 3.69% | 2.47% | 0.03% |
| Q3 2023 | $222M | $173M | $125M | $15M | $98K | 0.26% | 3.45% | 2.56% | 0.03% |
| Q2 2023 | $228M | $178M | $125M | $17M | $266K | 0.30% | 3.89% | 2.67% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.