Heritage Bank
Legal institution: Heritage Bank National Association. Headquartered in Spicer, MN. Part of Heritage Bancshares Group Inc. Employee Stock Ownership Plan and Trust. FDIC certificate #19254 · Federal Reserve RSSD 901358.
Total assets
$361M
Deposits
$306M
Q1 2026
Active branches
5
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-491K
Return on assets
-0.52%
Return on equity
-5.14%
Noncurrent loan rate
3.47%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12023
Branches by state
Recent closings
- Heritage Bank — Sioux City, IAbank exits city505 5TH ST · closed November 10, 2023
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.heritagebankna.com.