BranchWatch

Guaranty Bank & Trust

Legal institution: Guaranty Bank & Trust, N.A.. Part of Guaranty Bancshares, Inc. This institution is no longer FDIC-active (merged, renamed, or closed). FDIC certificate #1208.

Total assets
Deposits
$2.7B
Q3 2025
Active branches
Closings since Jan 2020
1
3 openings since Jan 2020

Financial snapshot — Q3 2025

All quarters
Net income (quarter)
$3M
Return on assets
0.98%
Return on equity
8.58%
Noncurrent loan rate
0.75%

Deposits by year (Summary of Deposits)

2
2019
2
2020
3
2021
3
2022
3
2023
3
2024
3
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020

Openings by year

1
2020
1
2021
1
2023

Other network changes since 2020

  • 6 branch relocations

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits.