First State Bank of St. Charles, Missouri
First State Bank of St. Charles, Missouri quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $557M | $423M | $443M | $83M | $3M | 1.94% | 12.82% | 4.04% | 0.38% |
| Q4 2025 | $560M | $423M | $438M | $86M | $2M | 1.31% | 8.69% | 4.00% | 0.35% |
| Q3 2025 | $552M | $407M | $429M | $84M | $2M | 1.22% | 8.12% | 3.93% | 0.57% |
| Q2 2025 | $552M | $407M | $436M | $82M | $2M | 1.05% | 7.05% | 3.86% | 0.72% |
| Q1 2025 | $543M | $400M | $441M | $81M | $995K | 0.74% | 4.95% | 3.74% | 0.34% |
| Q4 2024 | $536M | $391M | $442M | $80M | $2M | 1.26% | 8.95% | 3.77% | 0.27% |
| Q3 2024 | $550M | $407M | $457M | $79M | $2M | 1.25% | 8.98% | 3.72% | 0.20% |
| Q2 2024 | $557M | $385M | $468M | $77M | $2M | 1.18% | 8.56% | 3.66% | 0.44% |
| Q1 2024 | $550M | $384M | $459M | $76M | $1M | 0.90% | 6.53% | 3.55% | 0.41% |
| Q4 2023 | $548M | $389M | $454M | $75M | $2M | 1.08% | 8.12% | 3.66% | 0.38% |
| Q3 2023 | $547M | $398M | $453M | $73M | $2M | 1.02% | 7.71% | 3.62% | 0.20% |
| Q2 2023 | $554M | $388M | $460M | $72M | $2M | 0.88% | 6.70% | 3.55% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.