First Farmers & Merchants State Bank
First Farmers & Merchants State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $97M | $87M | $69M | $9M | $221K | 0.93% | 9.66% | 4.25% | 4.70% |
| Q4 2025 | $94M | $82M | $72M | $9M | $11K | 0.17% | 1.83% | 4.07% | 1.82% |
| Q3 2025 | $93M | $83M | $71M | $9M | $165K | 0.21% | 2.29% | 4.00% | 2.66% |
| Q2 2025 | $96M | $80M | $73M | $9M | $-157K | -0.03% | -0.35% | 3.89% | 3.05% |
| Q1 2025 | $96M | $84M | $73M | $9M | $142K | 0.58% | 6.56% | 3.90% | 3.18% |
| Q4 2024 | $98M | $77M | $74M | $8M | $104K | 0.46% | 5.52% | 3.40% | 1.63% |
| Q3 2024 | $103M | $77M | $72M | $9M | $94K | 0.47% | 5.73% | 3.33% | 1.65% |
| Q2 2024 | $103M | $72M | $75M | $8M | $107K | 0.52% | 6.46% | 3.39% | 0.00% |
| Q1 2024 | $104M | $79M | $75M | $8M | $162K | 0.63% | 7.80% | 3.41% | 0.35% |
| Q4 2023 | $103M | $78M | $76M | $8M | $1M | 2.06% | 28.73% | 3.53% | 0.00% |
| Q3 2023 | $97M | $83M | $70M | $7M | $302K | 1.32% | 19.13% | 3.58% | 0.00% |
| Q2 2023 | $97M | $83M | $70M | $7M | $349K | 1.37% | 19.78% | 3.56% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.