Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $172M | $148M | $62M | $24M | $847K | 1.96% | 14.42% | 4.19% | 0.21% |
| Q4 2025 | $173M | $149M | $64M | $23M | $788K | 2.03% | 15.83% | 4.28% | 0.25% |
| Q3 2025 | $160M | $137M | $62M | $22M | $895K | 2.10% | 16.57% | 4.32% | 0.28% |
| Q2 2025 | $169M | $146M | $58M | $22M | $920K | 2.05% | 16.68% | 4.26% | 0.33% |
| Q1 2025 | $169M | $147M | $57M | $21M | $812K | 1.92% | 16.01% | 4.22% | 0.25% |
| Q4 2024 | $170M | $150M | $54M | $20M | $811K | 1.94% | 16.80% | 4.15% | 0.27% |
| Q3 2024 | $161M | $140M | $50M | $20M | $797K | 1.95% | 16.83% | 4.14% | 0.38% |
| Q2 2024 | $163M | $143M | $49M | $19M | $959K | 1.94% | 17.26% | 4.14% | 0.32% |
| Q1 2024 | $166M | $147M | $48M | $18M | $642K | 1.55% | 14.15% | 3.98% | 0.34% |
| Q4 2023 | $165M | $147M | $48M | $18M | $655K | 1.65% | 16.04% | 3.87% | 0.45% |
| Q3 2023 | $157M | $141M | $44M | $15M | $633K | 1.67% | 16.45% | 3.83% | 0.46% |
| Q2 2023 | $153M | $136M | $45M | $17M | $700K | 1.69% | 16.52% | 3.84% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.