F&M Bank and Trust Company
Headquartered in Hannibal, MO. Part of Farmers & Merchants Bancorp, Inc. FDIC certificate #30595 · Federal Reserve RSSD 413673.
Total assets
$188M
Deposits
$170M
Q1 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$394K
Return on assets
0.85%
Return on equity
9.45%
Noncurrent loan rate
0.88%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankfm.com.