Emigrant Mercantile Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3M | $500K | $0K | $3M | $-2K | -0.23% | -0.27% | 3.23% | 0.00% |
| Q4 2025 | $3M | $500K | $0K | $3M | $1K | 0.74% | 0.87% | 3.88% | 0.00% |
| Q3 2025 | $3M | $500K | $0K | $3M | $4K | 0.95% | 1.12% | 3.98% | 0.00% |
| Q2 2025 | $3M | $500K | $0K | $3M | $3K | 1.20% | 1.41% | 3.95% | 0.00% |
| Q1 2025 | $3M | $500K | $0K | $3M | $18K | 2.07% | 2.43% | 3.95% | 0.00% |
| Q4 2024 | $3M | $500K | $0K | $3M | $-13K | 1.01% | 1.19% | 4.84% | 0.00% |
| Q3 2024 | $3M | $500K | $0K | $3M | $12K | 1.85% | 2.17% | 5.02% | 0.00% |
| Q2 2024 | $3M | $500K | $0K | $3M | $18K | 2.08% | 2.45% | 5.00% | 0.00% |
| Q1 2024 | $3M | $500K | $0K | $3M | $18K | 2.09% | 2.46% | 5.02% | 0.00% |
| Q4 2023 | $3M | $500K | $0K | $3M | $16K | 1.64% | 1.93% | 4.71% | 0.00% |
| Q3 2023 | $3M | $500K | $0K | $3M | $0K | 1.57% | 1.85% | 4.60% | 0.00% |
| Q2 2023 | $3M | $500K | $0K | $3M | $22K | 2.35% | 2.77% | 4.37% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.