Crystal Lake Bank and Trust Company
Crystal Lake Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $1.8B | $1.6B | $202M | $8M | 1.50% | 15.92% | 3.41% | 0.40% |
| Q4 2025 | $2.1B | $1.7B | $1.6B | $196M | $8M | 1.70% | 18.44% | 3.60% | 0.60% |
| Q3 2025 | $2.0B | $1.7B | $1.6B | $188M | $10M | 1.76% | 19.22% | 3.68% | 0.09% |
| Q2 2025 | $1.9B | $1.6B | $1.5B | $176M | $9M | 1.65% | 18.13% | 3.66% | 0.24% |
| Q1 2025 | $1.8B | $1.5B | $1.4B | $167M | $7M | 1.50% | 16.43% | 3.66% | 0.32% |
| Q4 2024 | $1.8B | $1.5B | $1.4B | $163M | $7M | 1.76% | 19.07% | 3.75% | 0.51% |
| Q3 2024 | $1.8B | $1.5B | $1.4B | $166M | $9M | 1.80% | 19.51% | 3.80% | 0.54% |
| Q2 2024 | $1.8B | $1.5B | $1.4B | $150M | $7M | 1.63% | 17.72% | 3.79% | 0.17% |
| Q1 2024 | $1.6B | $1.3B | $1.3B | $154M | $7M | 1.68% | 17.53% | 3.85% | 0.19% |
| Q4 2023 | $1.6B | $1.3B | $1.2B | $160M | $6M | 1.86% | 20.35% | 4.11% | 0.26% |
| Q3 2023 | $1.7B | $1.4B | $1.3B | $152M | $8M | 2.01% | 22.49% | 4.12% | 0.49% |
| Q2 2023 | $1.6B | $1.4B | $1.3B | $148M | $7M | 2.01% | 22.44% | 4.19% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.