Commercial Bank & Trust Company
Commercial Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $373M | $345M | $249M | $25M | $582K | 0.62% | 9.33% | 3.02% | 4.29% |
| Q4 2025 | $375M | $339M | $247M | $25M | $655K | 0.71% | 12.08% | 2.87% | 3.89% |
| Q3 2025 | $361M | $333M | $236M | $24M | $743K | 0.72% | 12.53% | 2.83% | 3.57% |
| Q2 2025 | $366M | $336M | $237M | $21M | $608K | 0.67% | 12.32% | 2.73% | 3.74% |
| Q1 2025 | $369M | $343M | $234M | $20M | $608K | 0.67% | 12.80% | 2.77% | 2.68% |
| Q4 2024 | $360M | $339M | $222M | $18M | $607K | 0.51% | 10.22% | 2.56% | 0.57% |
| Q3 2024 | $360M | $335M | $217M | $22M | $419K | 0.44% | 8.84% | 2.49% | 0.44% |
| Q2 2024 | $362M | $338M | $216M | $17M | $357K | 0.41% | 9.01% | 2.29% | 0.46% |
| Q1 2024 | $252M | $232M | $155M | $11M | $237K | 0.38% | 8.46% | 2.48% | 1.17% |
| Q4 2023 | $253M | $229M | $155M | $11M | $495K | 1.57% | 39.56% | 2.90% | 1.21% |
| Q3 2023 | $248M | $231M | $152M | $9M | $2M | 1.84% | 47.94% | 2.98% | 0.99% |
| Q2 2023 | $251M | $231M | $150M | $9M | $283K | 0.76% | 19.60% | 3.07% | 0.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.