Citizens Savings Bank and Trust Company
Citizens Savings Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $186M | $160M | $159M | $18M | $189K | 0.41% | 4.29% | 3.56% | 2.94% |
| Q4 2025 | $183M | $165M | $157M | $18M | $272K | 0.16% | 1.74% | 3.42% | 3.16% |
| Q3 2025 | $188M | $169M | $157M | $17M | $-45K | 0.02% | 0.22% | 3.26% | 2.45% |
| Q2 2025 | $185M | $166M | $159M | $17M | $-5K | 0.08% | 0.85% | 3.27% | 2.66% |
| Q1 2025 | $184M | $166M | $155M | $17M | $78K | 0.17% | 1.82% | 3.20% | 3.14% |
| Q4 2024 | $181M | $163M | $155M | $17M | $-790K | -0.74% | -7.39% | 3.37% | 3.25% |
| Q3 2024 | $182M | $162M | $157M | $18M | $47K | -0.39% | -3.90% | 3.44% | 1.97% |
| Q2 2024 | $180M | $161M | $154M | $18M | $-232K | -0.65% | -6.36% | 3.50% | 1.56% |
| Q1 2024 | $176M | $155M | $149M | $18M | $-343K | -0.78% | -7.52% | 3.65% | 2.02% |
| Q4 2023 | $176M | $154M | $149M | $18M | $-39K | 0.28% | 2.82% | 4.41% | 2.49% |
| Q3 2023 | $173M | $151M | $146M | $18M | $221K | 0.42% | 4.19% | 4.33% | 0.40% |
| Q2 2023 | $167M | $146M | $141M | $18M | $64K | 0.36% | 3.70% | 4.30% | 1.91% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.