BranchWatch

Citizens Federal Savings and Loan Association

Citizens Federal Savings and Loan Association quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$41M$27M$31M$11M$21K0.21%0.74%2.38%0.08%
Q4 2025$41M$27M$32M$11M$23K0.10%0.38%2.23%0.09%
Q3 2025$42M$28M$32M$11M$22K0.06%0.24%2.10%0.00%
Q2 2025$42M$28M$31M$11M$4K-0.01%-0.04%2.09%0.10%
Q1 2025$42M$28M$31M$11M$-6K-0.06%-0.22%2.10%0.00%
Q4 2024$41M$27M$31M$11M$-10K-0.12%-0.45%1.94%0.00%
Q3 2024$43M$28M$32M$11M$-15K-0.13%-0.48%1.92%0.11%
Q2 2024$41M$27M$32M$11M$-2K-0.12%-0.45%2.03%0.11%
Q1 2024$41M$26M$30M$11M$-23K-0.23%-0.83%2.11%0.11%
Q4 2023$40M$25M$30M$11M$-92K-0.03%-0.12%2.59%0.00%
Q3 2023$39M$25M$29M$11M$50K0.27%0.97%2.63%0.00%
Q2 2023$39M$25M$29M$11M$27K0.15%0.53%2.69%0.00%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.