BranchWatch

Citizens Bank of Kentucky, Inc.

Headquartered in Paintsville, KY. Part of Citizens National Corporation. FDIC certificate #2718 · Federal Reserve RSSD 495419.

Total assets
$686M
Deposits
$589M
Q1 2026
Active branches
12
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
0.95%
Return on equity
7.38%
Noncurrent loan rate
0.68%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.wercitizens.bank.