Bank of Pontiac quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.0B | $810M | $137M | $4M | 1.42% | 12.49% | 3.94% | 0.42% |
| Q4 2025 | $1.2B | $1.0B | $836M | $134M | $4M | 1.42% | 13.12% | 3.93% | 0.16% |
| Q3 2025 | $1.2B | $986M | $827M | $130M | $5M | 1.38% | 12.95% | 3.86% | 0.18% |
| Q2 2025 | $1.1B | $965M | $804M | $122M | $4M | 1.29% | 12.27% | 3.75% | 0.19% |
| Q1 2025 | $1.1B | $981M | $783M | $119M | $3M | 1.21% | 11.79% | 3.62% | 0.12% |
| Q4 2024 | $1.2B | $998M | $803M | $116M | $3M | 1.16% | 11.67% | 3.57% | 0.31% |
| Q3 2024 | $1.1B | $991M | $784M | $115M | $4M | 1.20% | 12.20% | 3.58% | 0.38% |
| Q2 2024 | $1.1B | $943M | $780M | $108M | $3M | 1.14% | 11.64% | 3.57% | 0.25% |
| Q1 2024 | $1.1B | $962M | $769M | $104M | $3M | 1.00% | 10.24% | 3.45% | 0.37% |
| Q4 2023 | $1.0B | $813M | $749M | $103M | $2M | 1.28% | 13.16% | 3.72% | 0.15% |
| Q3 2023 | $976M | $801M | $717M | $95M | $3M | 1.39% | 14.49% | 3.79% | 0.16% |
| Q2 2023 | $962M | $800M | $703M | $95M | $3M | 1.44% | 15.08% | 3.80% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.