BranchWatch

American Bank of the Carolinas

Headquartered in Monroe, NC. FDIC certificate #59157 · Federal Reserve RSSD 5230790.

Total assets
$243M
Deposits
$213M
Q1 2026
Active branches
3
Closings since Jan 2020
1
2 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$795K
Return on assets
1.40%
Return on equity
12.60%
Noncurrent loan rate
0.00%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2024
1
2025

Other network changes since 2020

  • 1 branch relocations

Branches by state

North Carolina 3

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.abc-nc.com.